Sunday, 16 February 2014

Not all rosy now for gold in 2014

Precious metals performed well during the last week. All metals posted strong gains, but while silver rose 7.4% within one week, the focus of many commentators was on gold. The widely followed metal increased 4.1%, but what was more important for gold was the break of the psychological resistance at 1,300$/oz. In order to assess whether gold is now in an upward trend, one has to analyze which factors drove precious metal prices higher.

During the final quarter of 2013 and also in January, gold and other precious metals performed well, when the major stock markets consolidated or traded lower. However, last week, stocks and precious metals moved both higher. In both markets, the statements of Fed chairwoman Yellen at the testimony at the House had been welcomed. The January labor market report and weaker than expected PMIs in the US led to speculation that the Fed might slow the pace of reducing the monthly bond purchases. However, Mrs. Yellen confirmed the FOMC statement made only two weeks before. In the stock market, traders and investors interpreted the statement as an indication the FOMC would still expect a strong US economy. With this respect, the rise of US equity prices is understandable.

However, if the FOMC continues tapering as indicated and the weaker economic data was only due to the severe winter weather in the US, then there would be no reason for the precious metal to be excited about the Fed. Quantitative easing would come to an end rather sooner than later. Even if the Fed keeps the Fed Funds target rate at the extremely low level during this year, the outlook for rate hikes in 2015 remains intact. Thus, it has to be expected that short-term interest rates and yields on US Treasuries would edge up, which implies that the opportunity costs of holding precious metals would increase too.

The outlook for higher interest rates should be supportive for the US dollar. Also the forward guidance of major other central banks points to a continuation of the expansionary monetary policy. However, this appears not as sufficient to strengthen the US dollar against the major currencies. In the case of the Bank of England, the market is skeptical and fears the MPC might raise the base rate sooner than currently indicated. The ECB has been expected to ease monetary policy further already at the February meeting. However, the governing council kept rates unchanged. After declining in January, the 3mth GBP Libor rate edged up again. In the Eurozone, the 3mth Euribor rate also increased slightly after the ECB meeting and is still far above the level prevailing in November. Thus, the development of money market rates contributed to weaker US dollar against the major currencies. Furthermore, the emerging market currencies, which had been under pressure in January, managed to recover slightly as the rate hikes by the central banks in India and Turkey showed some impact. From our point of view, it was the weaker US dollar, which contributed to the rise of precious metals.


However, for the medium-term outlook, it remains questionable whether the US dollar will remain a supportive factor for gold and other precious metals. The GDP growth in the final quarter of 2013 was a bit stronger in the Eurozone than the consensus of economists predicted. The ECB also underlined the outlook towards an economic recovery. Nevertheless, the inflation rate headed lower again and fell to 0.7%, which is far below the ECB’s target rate of close, but below 2%. Of course, the ECB cannot state that the council would expect the Eurozone economy were heading towards deflation. Such a statement could become a self-fulfilling prophecy, which would be counter-productive. But this does not rule out, that the council would have to take further measures to ease monetary policy. Especially, the rise of the money market rates since early December could not be welcomed. Therefore, we still attribute a higher probability to the scenario of further easing. This would be negative for the euro. But higher import prices could be favorable in the present inflation environment. Furthermore, it would be positive in particular for the current accounts of Southern Eurozone member states. Therefore, the positive impact of the US dollar on gold might be short-lived.

Another factor contributing to the recovery of gold and silver has been the behavior of institutional investors. As they reduced their exposure last year, it seems that the pictures is changing. According to the CFTC report on the “Commitment of Traders”, large speculators have changed their attitude towards gold since last Christmas. They have increased on balance their long positions by almost 24K contracts and reduced short positions by around 22K contracts in the Comex gold futures. Thus, the net-long position rose from 25,904 contracts on December 17, 2013 to 71,201 contracts in the week ending Tuesday, February 11. Furthermore, gold holdings at the biggest ETF, the SPDR Gold Trust fell for more than one year from 1,350.82 tons at year-end 2012 to 790.46 tons at the end of January this year. It is well known that institutional investors were massive sellers in this ETF. But know, it appears that also PIMCO is now done with reducing its gold holdings. The gold holdings at SPDR Gold Trust increased over the last two weeks to 801.25 tons. This might be just the one swallow, which does not make a summer. However, it is already sufficient for prices of precious metals to recover that large institutional investors are no longer selling gold.
  
In our forecast for the LBMA annual analyst survey, we penciled in a high of 1,475$/oz for gold in this year. Thus, gold could still increase further and the current upswing might have further potential. However, we would be surprised if the main driver would be a weaker US dollar. As the US economy is expected to be in an almost Goldilocks situation with robust GDP growth and no inflationary pressure in the pipeline, the normalization of Fed monetary policy will continue, which implies terminating bond purchases this year and lifting the Fed Funds target rate next year. In this situation, the US stock market should provide attractive return perspectives. Furthermore, the yield on 10yr US T-notes should have only limited potential for a decline. But a strong rise also appears currently not as the most likely scenario. Thus, government bonds also offer good performance opportunities. In this environment, institutional investors could also switch quickly out of precious metals again. Thus, we still expect more a trading than a trending market for precious metals in 2014.

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