Sunday, 22 September 2013

Swarm intelligence and the Fed: Yes, the majority can be wrong!

Two thirds of the Wall Street economists polled either by Bloomberg or ThomsonReuters were wrong. The FOMC did not start tapering at its September meeting. Now many of those economists, but also strategists and even some traders and fund managers talking to the media behave like bad traders, which blame others for their losses. In this case, they blame the Fed for misguiding them. However, this criticism of the FOMC is unfounded and unfair. Those, who have bet on tapering in September, should better carefully analyze which mistakes they made in misinterpreting the FOMC statements.

When Fed chairman Bernanke made the famous statement at the Congress testimony in May, he used the simple conditional form. However, it can be observed times again and again that some persons, among which are also journalists, have difficulties to make the right distinction between the simple conditional and the simple future form. Many analysts, economists and journalists interpreted the sentence that the FOMC might decide at one of the next few meetings to reduce the volume of bond purchases as that the FOMC will make the decision. Furthermore, the expression next few meetings was reduced to the next three meetings and thus, many just concluded that the FOMC will taper in September.

However, the intention of Mr. Bernanke was just to prepare the market for an event which was a possible outcome of the discussions within the FOMC. But the decision was still open. Reading carefully the FOMC statements and the comments made by Fed chairman Bernanke and some other voting members of the FOMC, it was clear, there was no pre-commitment to decide to taper at the September FOMC meeting. Former ECB president Trichet used to emphasize at each ECB press conferences that the ECB was not pre-committed. But even if Mr. Bernanke had pointed out again and again that the FOMC was not pre-committed to taper in September, there would have been still some traders, fund managers or economists who did not get the message and then complaint about being misguided by the Fed.

The FOMC always emphasized that the decision concerning tapering the volume of bond purchases would be data dependent. However, the FOMC never stated that a certain level of the unemployment rate would automatically lead to a reduction of bond buying. Furthermore, the data set relevant for the FOMC decisions also includes the Fed projections for GDP growth and inflation, which a central bank should take into account due to the impact lags of monetary policy. Again, some commentators now complain that the FOMC has revised its projection for GDP growth lower for this year by 0.3 percentage points and that this downward revision is a further argument for not tapering.

Some commentators also criticized that data dependency includes the change in financial market conditions, which occurred after Fed chairman Bernanke pointed out the possibility of tapering at the testimony on May 22, 2013. However, the FOMC cannot ignore the rise on yields on US Treasury notes and bonds as well as on mortgage bonds. If financial markets overshoot on the announcement of a possible action, then these markets should not be surprised that the possibility does not became reality. However, it is not the Fed to blame. Economists and traders just ignored that the market reaction could have a feed-back impact on the FOMC decision. Those, economists and traders who got the FOMC wrong have to do just a better job.

Data dependency also includes to consider future risks. One of these future risks is the US fiscal policy and that politicians tend to make the same mistake not only twice but several times. The Tea Party fraction of the House Republicans is again following an all or nothing policy and is unwilling to make a compromise. They risk again that the US might default on the Treasury debt. Such an event would have huge negative impacts on the US economic activities. Thus, prudent monetary policy just takes a wait and see attitude before reducing the monetary stimulus.  

We pointed out several times that the publicly available data for the labor market and price development were sufficient reasons for not tapering in September. The further arguments provided by the FOMC does not make the Fed policy unpredictable. As Lord Keynes once stated: “If the facts change, I change my mind. And what do you do, Sir?” The FOMC always made it quite clear that they would act like Lord Keynes by emphasizing again and again that the decision to taper is data dependent. Those, who got the FOMC wrong have obviously ignored to take changing facts into their analysis.

For the yield on 10yr US Treasuries, we stated that they would be very attractive at a level around 3% as the Fed Funds rate would remain at the extremely low level for some time, even after the Fed starts to reduce the volume of bond purchases. We came close to this level. After the recent FOMC decision, yields came down to 2.75%. Also at this level we regard 10yr T-notes still as a buy. It appears that the FOMC would prefer yields to be more in the vicinity of 2.5% before tapering.

Gold and other precious metals rallied after the FOMC announcement, but pared gains on Friday and even closed down in the week over week comparison. The market speculates now that the FOMC would taper at the next meeting. While it is also not yet a done deal that the FOMC will lower the volume of bond purchases in October (observe the risk stemming from the fiscal policy for the US economy) the commodity markets react like the decision has already been made. But the FOMC is not pre-committed. Nevertheless, the market reaction strengthens our assessment that precious metals remain trading sideways and that the upside potential is capped for the time being.     

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